Commercial & Business Insurance

Trust your business with a company that has been insuring Hawaii for over 45 years!

General Liability - Provides coverage (subject to policy limitations and exclusions) if you are found to be liable for  bodily injury or damage to property of a third party.

Commercial Automobile - Provides coverage as required by law for vehicles that are owned by you and registered to you.

Commercial Property - Provides coverage for damage to your building(s) and/or business personal property (subject to policy limitations and exclusions). Coverage can be included for loss of business income should you suffer a covered loss.

Workers' Compensation - Provides coverage for your employees if they are injured while performing job duties. This coverage is required by Hawaii state law if you have any employees. Coverage is included for employer's liability.

Temporary Disability - Provides coverage for your employees due to an off-the-job sickness or injury that prevents your employee from working. This coverage is required by Hawaii state law if you have employees.

Commercial Umbrella - Provides excess limits above your general liability, automobile liability, and employer's liability limits.

Professional Liability - Provides liability coverage to "professionals," including physicians, dentists, CPAs, architects, and consultants. Professional liability is excluded from general liability policies

Employee Benefit Plans - Plans can be designed to fit the specific need of the business (including group, individual, voluntary, or employer sponsored) with guaranteed acceptance or simplified issuance.