Long-Term Care Insurance Helps You Stay in Control

While the need for long-term care has become a reality for millions of Americans, many have found it possible to preserve a degree of independence and maintain a sense of control over the level of care they receive and where they receive it, through Long-Term Care Insurance.  You can do the same.

Whether you find yourself in need of skilled, intermediate or custodial care, Long-Term Care Insurance covers it. That’s a huge relief for most families. Better yet, with Long-Term Care Insurance, the decision about where you will receive these services will be yours to make.  

Care locations covered by Long-Term Care Insurance include in-home (the location of choice for many), adult day care, assisted living facilities, active adult communities (one of the hottest trends in retirement living today) and nursing homes.  Should you find that a nursing home is required, you will be able to select the facility of your choice, avoiding a potential stay at an underfunded, overcrowded nursing home.  Additionally, you are able to change the location over time, as your health care needs warrant.
 
With Long-Term Care Insurance, you may rest assured that you will receive the level of service you need, in the location you desire while protecting your savings and easing the potential burden on your family.  To learn about the wide array of benefits of Long-Term Care Insurance available through reliable, top-performing providers like John Hancock, MetLife and Genworth, contact a Royal State Insurance agent today at sales_service@royalstate.com or call 808-539-1600.

For more information on how to create your own care plan and Living Will, watch this informative video.