By working with our customers, we strive to provide
insurance policies to protect business assets should a loss
occur.
General Liability - Provides coverage
(subject to policy limitations and exclusions) if you are
found to be liable for injury to, or damage to property of a
third party.
Commercial Automobile - Provides coverage
as required by law for vehicles which are owned by, and
registered to you.
Commercial Property - Provides coverage
for damage to your building(s) and/or business personal
property (subject to policy limitations and exclusions).
Coverage can be included for loss of business income, should
you suffer a covered loss.
Workers Compensation - Provides coverage
for your employees, should they be injured while performing
job duties. This coverage is required by Hawaii State Law if
you have any employees. Coverage is included for Employer's
Liability.
Temporary Disability - Provides coverage
for your employees, because of an off-the-job sickness or
injury that prevents your employee from working. This
coverage is required by Hawaii State Law if you have
employees.
Commercial Umbrella - Provides excess
limits above your General Liability, Automobile Liability and
Employer's Liability limits.
Professional Liability - Provides
liability coverage if you are a "professional", such as
Physicians, Dentists, CPAs, Architects, Consultants, etc.
Professional Liability is excluded from General Liability
policies.
Employee Benefit Plans - Plans can be
designed to fit the specific need of the business, with group
or individual, voluntary or employer sponsored, with
guaranteed acceptance or simplified issuance.
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